{"id":310,"date":"2018-04-27T15:39:56","date_gmt":"2018-04-27T05:39:56","guid":{"rendered":"http:\/\/diamond-dental.com.au\/?page_id=310"},"modified":"2019-10-01T15:19:49","modified_gmt":"2019-10-01T05:19:49","slug":"health-insurance","status":"publish","type":"page","link":"https:\/\/www.diamond-dental.com.au\/health-insurance\/","title":{"rendered":"Health Insurance"},"content":{"rendered":"<p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;full_width&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221;][vc_column][vc_separator type=&#8221;transparent&#8221; up=&#8221;30&#8243; down=&#8221;20&#8243;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column][vc_column_text]<\/p>\n<h3 style=\"text-align: left;\">We are preferred providers for:<\/h3>\n<p>[\/vc_column_text][vc_separator type=&#8221;transparent&#8221; up=&#8221;10&#8243; down=&#8221;10&#8243;][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;left&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;996&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; qode_css_animation=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;998&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; qode_css_animation=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;1008&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; qode_css_animation=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;1345&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; qode_css_animation=&#8221;&#8221;][\/vc_column_inner][\/vc_row_inner][vc_separator type=&#8221;transparent&#8221; up=&#8221;10&#8243; down=&#8221;10&#8243;][vc_column_text]If you are already a member of any of the above health insurance funds you may benefit from rebates. In most cases there is little to no gap. AHM, NIB and most other health funds offer the same rebates regardless of the dentist you choose. We offer HICAPS on site for all health fund claims and will happily claim your rebate directly from your health fund on your behalf.<\/p>\n<div>Defence health\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<a href=\"http:\/\/www.defencehealth.com.au\/\">www.defencehealth.com.au<\/a><\/div>\n<div>\n<div class=\"gmail_quote\">HCF\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u00a0<a href=\"http:\/\/www.hcf.com.au\/\">www.hcf.com.au<\/a><\/div>\n<div class=\"gmail_quote\">GMHBA\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<a href=\"http:\/\/www.gmhba.com.au\/\">www.gmhba.com.au<\/a><\/div>\n<div class=\"gmail_quote\">PeopleCare\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u00a0<a href=\"http:\/\/www.peoplecare.com.au\/\">www.peoplecare.com.au<\/a><\/div>\n<div class=\"gmail_quote\">Frank\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<a href=\"http:\/\/www.frankhealthinsurance.com.au\/\">www.frankhealthinsurance.com.au<\/a><\/div>\n<div class=\"gmail_quote\">Budget\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<a href=\"http:\/\/www.budgetdirect.com.au\/privatehealthinsurance\">www.budgetdirect.com.au\/privatehealthinsurance<\/a><\/div>\n<div class=\"gmail_quote\">Australian unity\u00a0 \u00a0 \u00a0 \u00a0 \u00a0<a href=\"http:\/\/www.australianunity.com.au\/\">www.australianunity.com.au<\/a><\/div>\n<div class=\"gmail_quote\">Health.com.au\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<a href=\"http:\/\/www.health.com.au\">health.com.au<\/a><\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column][vc_separator type=&#8221;normal&#8221; thickness=&#8221;1&#8243; up=&#8221;50&#8243; down=&#8221;50&#8243;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column][vc_column_text]<\/p>\n<h3>We are not a preferred provider for BUPA or Medibank Private.<\/h3>\n<p>However, we can still make general claims for these funds using our on-site HICAPS machine. You will be required to pay a gap payment on the day. The quality of the treatment you receive at these \u2018preferred provider practices\u2019 is subject to compromise as these practices must scale down the above mentioned costs in a bid to maintain their relationships with their governing health funds.[\/vc_column_text][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column][vc_separator type=&#8221;transparent&#8221; thickness=&#8221;1&#8243; up=&#8221;30&#8243; down=&#8221;30&#8243;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; background_color=&#8221;#f7f7f7&#8243; padding_top=&#8221;50&#8243; padding_bottom=&#8221;50&#8243; z_index=&#8221;&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<h4>What about my health fund?<\/h4>\n<h5>An explanation of dental fees<\/h5>\n<p>[\/vc_column_text][vc_separator type=&#8221;transparent&#8221; up=&#8221;5&#8243; down=&#8221;5&#8243;][vc_column_text]<em>When considering health insurance for your dental costs, also consider the following:<\/em><\/p>\n<ul>\n<li>The level of rebates paid is determined by each health fund and this hinges on that fund\u2019s commercial requirements.<\/li>\n<li>In addition to offering rebates for their clientele, some health funds are designed in such a way as to reap profits for their shareholders.<\/li>\n<li>Often the case, the rebates rendered on dental fees are unlikely to cover any more than 60 percent for common dental issues, with this cover sometimes offsetting just less than half the cost of more complex and costly procedures.<\/li>\n<li>Some health funds direct their preferred providers to certain (more cost effective) procedures, thereby reducing your choice of treatment for your real dental needs.<\/li>\n<li>The federal government does not subsidise dental fees like it does Medicare for adults. There is a subsidy available for some children, however you must speak to Medicare to find out if your child is eligible.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_separator type=&#8221;transparent&#8221; up=&#8221;5&#8243; down=&#8221;5&#8243;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<h4>Important Points<\/h4>\n<p>[\/vc_column_text][vc_separator type=&#8221;transparent&#8221; up=&#8221;20&#8243; down=&#8221;15&#8243;][vc_column_text]<\/p>\n<ul>\n<li>Cheap dentistry could only mean one thing: lower quality care for patients.<\/li>\n<li>Our practice follows the Australian Dental Associations fee guides for setting up our fees. The overall figure has to factor in individual costs, a figure dependent on the practice. Our dentists are all active\/registered members of the ADA.<\/li>\n<li>The fees levied in this practice are maintained at the lowest possible minimum while at the same time providing care of the highest quality.<\/li>\n<li>The best way to bring down your dental bill is to prevent dental decay and gum disease in the first place. What\u2019s more, you could avoid extra costs by scheduling for regular checkups with your dentist.<\/li>\n<li>Should you have any qualms with your private health insurance, make a point of getting directly in touch with the fund. If this does not resolve your issue, you should contact the Private Health Insurance Ombudsman. This is an independent body tasked with the responsibility of resolving complaints as well as offering free advice and information.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_separator type=&#8221;transparent&#8221; up=&#8221;20&#8243; down=&#8221;15&#8243;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;full_width&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221;][vc_column][vc_separator type=&#8221;transparent&#8221; up=&#8221;30&#8243; down=&#8221;30&#8243;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column][vc_column_text]<\/p>\n<h4><a href=\"http:\/\/www.phio.org.au\/\">Private Health Insurance Ombudsman<\/a><\/h4>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_column_text]Email:\u00a0<a href=\"mailto:infor@phio.org.au\">infor@phio.org.au<\/a><br \/>\nCall toll-free: 1800 640 695<br \/>\nFax: 02 9261 5937[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_column_text]Postal Address<br \/>\nSuite 1201,\u00a0St Martins Tower<br \/>\n31 Market Street,\u00a0Sydney 2000.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column][vc_separator type=&#8221;normal&#8221; thickness=&#8221;1&#8243; up=&#8221;50&#8243; down=&#8221;50&#8243;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column][vc_column_text]<\/p>\n<h5>Before considering dental benefits or settling for a particular benefit table, please ensure you are certain these charges are of value to you and your family. We see many patients choosing to become self insured as a more cost effective option. Please don&#8217;t hesitate to <a href=\"http:\/\/diamond-dental.com.au\/index.php\/contact-us\/\">contact us<\/a> if you have any questions.<\/h5>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column][vc_separator type=&#8221;transparent&#8221; thickness=&#8221;1&#8243; up=&#8221;30&#8243; down=&#8221;30&#8243;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;full_width&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221;][vc_column]<div class=\"call_to_action  with_background_image\" style=\"background-image: url(https:\/\/www.diamond-dental.com.au\/wp-content\/uploads\/2018\/04\/diamond-dental-grade01.jpg);\"><div class=\"container_inner\"><div class=\"two_columns_75_25 clearfix\"><div class=\"text_wrapper column1\"><div class=\"call_to_action_text  font_size_inherit font_weight_inherit\" style=\"font-size:36px;font-weight: 300;\"><span style=\"line-height: 1.2;\">Looking for a state of the art dentist?<\/span><\/div><\/div><div class=\"button_wrapper column2\"><a itemprop=\"url\" href=\"http:\/\/diamond-dental.com.au\/index.php\/bookings\/\" class=\"qbutton white \" target=\"\" style=\"color: #526371;background-color: #ffffff;\"data-hover-background-color=#ffffff data-hover-color=#b9d764>BOOK NOW<\/a><\/div><\/div><\/div><\/div>[\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;full_width&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221;][vc_column][vc_separator type=&#8221;transparent&#8221; up=&#8221;30&#8243; down=&#8221;20&#8243;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column][vc_column_text] We are preferred providers for: [\/vc_column_text][vc_separator&#8230;<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"full_width.php","meta":{"cybocfi_hide_featured_image":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Health Insurance Wantirna South Victoria | Diamond Dental<\/title>\n<meta name=\"description\" content=\"At Diamond Dental Wantirna South, we work with Australia&#039;s top health insurance companies for all your dental and oral health needs. 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General Dentistry.\" \/>\n<meta name=\"twitter:site\" content=\"@DiamondDentalAU\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.diamond-dental.com.au\/health-insurance\/\",\"url\":\"https:\/\/www.diamond-dental.com.au\/health-insurance\/\",\"name\":\"Health Insurance Wantirna South Victoria | Diamond Dental\",\"isPartOf\":{\"@id\":\"http:\/\/diamond-dental.com.au\/#website\"},\"datePublished\":\"2018-04-27T05:39:56+00:00\",\"dateModified\":\"2019-10-01T05:19:49+00:00\",\"description\":\"At Diamond Dental Wantirna South, we work with Australia's top health insurance companies for all your dental and oral health needs. 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